Finance

Travel made safer for you!

Traveling makes people happy and helps them to get a breath of fresh air. Seeing and exploring new places is a favorite thing to do for most of the people who like to travel, and that is why they look to move around different places in the world. When it comes to traveling, people often forget to think about their safety and security. As much fun as it is to travel, it is also quite unsafe when you are going to a city in another country. Why take risks when you can easily get the best travel insurance? The need for travel insurance When you take upon a journey to another country, be it related to business matters or for a leisure trip with your buddies or family, it needs to be safe. Safety comes before everything, and no matter how long it takes for an insurance to get validated and

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Accounting

Startup Management 101 – How to Avoid Breaking the Bank

When you are starting your own business, you are putting yourself at financial risk. You need to make sure that you are making the right decisions and that you are not throwing away all of your money in the initial stages. Of course, this is often easier said than done and many start-ups fail. To help you with this, we have put together some of our start up management tips that can stop you breaking the bank. Keep reading to find out our top tips. Get Covered The first thing that you should do as soon as you start your own business is to make sure that you are covered. The last thing that you want to do is have something go wrong and have to shell out a lot of money to pay an unhappy customer or an employee who was injured whilst at work. There are many different kinds of insuranc

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Accounting

Documents Required For Demat Account

If you wish to trade in the Indian stock market, you will need to open a demat account. A demat account holds all your financial instruments like shares, securities, bonds, mutual funds and other trade-related documents at one place. It facilitates simple and seamless trading and investing. Opening a demat account has become very simple. Moreover, the procedure and list of mandatory documents required to register the account is the same across different firms and institutions. This article gives you a list of mandatory documents required to open a demat account. Documents Required To Open A Demat Account Proof of Identity Any government-registered document that has your photograph acts as a proof of identity. It includes your passport, driving license, Aadhaar card, PAN c

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Featured

Creating the Perfect Back Deck

Do you love to be outside but don’t really have a place to sit and enjoy all that nature has to offer? Many people overlook the options for relaxing and soaking in the sun that their own backyard has to offer, and by doing so, they miss out on beautiful sunsets, shooting stars, and the peaceful noises of nature. Even if you live in a bustling neighborhood, you can turn your back deck into a quiet oasis where you can relax after work or on the weekend with a glass of wine and a good book. Install Some Shade If your deck area is always in the full sun, it can get too hot to actually enjoy yourself.  No one blames you for avoiding a sweaty afternoon. Whether you choose a sun umbrella that can be angled or a more permanent solution like a pergola, installing some shade is a must-have if

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Mortgage

3 Ways to Help Your Chances of Mortgage Approval

A home is the most important purchase many people make in their lifetimes. Not only does becoming a homeowner signify an enhanced degree of maturity, it also represents a significant accomplishment in the life of any adult. Unless you’re independently wealthy, odds are you’ll need to a mortgage to make your dream of homeownership a reality. However, for many of us, being approved for a mortgage is far from a simple undertaking. Numerous things can go wrong throughout the approval process, and it’s important for people to know what they’re getting into before submitting an application. Prospective homeowners looking for effective ways to boost their chances of loan approval are urged to consider the following pointers. Get a Handle on Your Debt Not many lenders are willing to take ...

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Finance

How to Get the Best Value for Your Gold and Silver Coins

When you are looking to sell gold and silver coins you need a serious to-do to extract the perfect price for your valuable bit. This is something that you can't expect the buyer to confide in you for. A little knowledge about the responsible deeds you must do which will keep your buyer at bay while you bargain the best value out of them. Let's browse through a standard policy you must avail to have a good day at the transaction. To know the value of your coin Perhaps the most crucial knowledge you must have before deciding to bargain is the value of your coin. To realize how much the coin actually worth, provides you an undeniable advantage while you walk in to sell. The value of the gold or silver coin, however, depends upon some factors, such as: The make of the coin. If it is

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Accounting

Great Reasons to Retire in Malta

These days, the small five-island archipelago of Malta has become a very sought-after retirement destination. The Mediterranean island is located 100 miles south of Sicily and has an incredible charm that can be too difficult to resist. If you are considering whether to retire in Malta or not, you can look at some great reasons to do so: You will get excellent weather One of Europe’s sunniest countries, Malta has a very pleasant climate, which has tourists flocking to this island throughout the year. The summers and springs in Malta are warm and bright and you can indulge in outdoor activities whenever you want. It is affordable Most people are under the misconception that living on a Mediterranean island would be extremely costly, but this doesn’t apply to Malta. Sure, you...

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Accounting

Home Improvement is Necessary Once You Get Older

After retirement, you need to live within your means. You can’t keep spending the same way since you don’t have a stable income source. As you start to determine how you’re going to use your retirement funds, you need to prioritize. On top of the basic needs like food, health care and clothing, you also have to consider home improvement. It might seem unnecessary, but at your age, it’s a must. Your current house might not be suitable for you anymore. Move everything down If you live in a 2-storey house, it might be time that you improve the ground floor, so you don’t need to go up and down. You already find it difficult to use the stairs, so everything you need should be on your house’s first level. Find an empty room and make it your bedroom. The rooms upstairs could serve as the

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Loans

Why MSMEs are the Pillars of Indian Economy?

The Micro, Small and Medium Enterprises (MSMEs) have contributed significantly to the growth of our nation in the last few years. The MSMEs have emerged as the backbone of the Indian economy by generating millions of job opportunities across the nation. Thus, the MSME industry has played a pivotal role in solving the problem of unemployment in the country. A large number of youths are interested in entering the MSME industry. This is due to the low investment associated with it. The most important thing to start an MSME is an innovative idea. An MSME does not require many resources such as manpower, types of equipment, high-end infrastructure, advanced technology, etc. With limited resources, management of the business becomes easy and efficient. In case of large establishments, a sp...

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Finance

Do I need unoccupied property insurance?

Whether it is the home where you live, a buy to let investment or commercial property, there may be times when the premises need to be left empty and unoccupied for a while: the premises might be undergoing extensive alteration, refurbishment or remodelling, for example; you might be leaving your home empty while you take an extended holiday; there may be a longer than usual void while you wait for new tenants to occupy your let property; or you might have an interest in a property which is subject to probate and remains unoccupied until its ownership is determined. Do you need unoccupied property insurance in these circumstances – and, if so, why? The risks to unoccupied property When any property becomes empty and unoccupied, the risks escalate to such an extent th...

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